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How much can you earn as an Instacart shopper?

Virtually everyone would agree that the economy has seen better days. This can make paying basic expenses more difficult than it has been in years. As a direct result, many people find themselves looking for ways to increase their income. It’s either by starting a side business or by taking a second job. One thing you might want to consider is working for Instacart. Typically, this is on-demand work, allowing you to have more flexibility in your schedule than traditional part-time jobs. In reality, there are two distinct ways to work for Instacart. This fact alone gives you a certain degree of flexibility. The question is, how does it all work? More importantly, what can you actually earn in a week and is it worth it?

Are you an employee or an independent contractor?

With Instacart, it’s possible to be both, depending on which side of that particular business you decide to work with. If you work exclusively in the store, fulfilling customer orders, then you are considered a part-time employee and you will be considered and taxed as such. Individuals who choose to both shop to fulfill these orders and then deliver them are independent contractors. What is the difference? Part-time employees pay taxes differently than independent contractors. This is because the employer (in this case, Instacart) takes a certain amount of money in taxes. Finally, it reduces the taxes you pay at the end of the year.

Independent contractors

When you are an independent contractor, taxes are not levied on a weekly basis. This means that when tax time comes, you are solely responsible for paying the lot. Additionally, independent contractors are often taxed at a much higher rate than part-time or full-time employees. A part-time employee can be taxed at around 10%, but this rate can reach 35% for someone who is considered an independent contractor. By now, you’re probably thinking it would take some crazy to enter into any type of employment contract where you’re an independent contractor, given that you’re taxed at more than three times the typical rate of a employee and you must pay all your taxes yourself, without the help of any type of reimbursement from your employer.

It’s true that this part of things can be frustrating, but you probably shouldn’t give up on becoming an independent contractor just yet. The truth is, it offers great scheduling flexibility and puts you right in the driver’s seat of what you want to do with your professional life. In short, you have more control over what you want to do in terms of the schedule, the number of hours worked, and whether or not you want to integrate that particular job with other types of work. These options are not always available when you are a part-time employee because you have to follow a fixed schedule. Even with Instacart, those who enter into an employment contract as a part-time employee must respect certain schedules. You have some freedom, but not as much as independent contractors.

What does Instacart require of you to work for them?

Obviously, working for Instacart can be a great idea when it comes to earning extra cash. However, in order to know what you’re really getting into, it’s important to break it all down. Like most types of jobs, this is not a job for everyone. It’s relatively simple and easy to do, but that doesn’t necessarily mean everyone is thrilled at the prospect of walking around the store all day. If this sounds appealing to you, there are a number of things that can make this one of the best decisions you’ve ever made when it comes to finding effective ways to make money consistently. Instacart probably won’t make you rich, but it can definitely give you some pocket money and even cover some bills.

Work in store

Provided you work as a part-time employee, you will only work in stores, not placing orders to customers. This is great for someone who doesn’t particularly like the idea of ​​driving or doesn’t own a car. As mentioned earlier, you will be considered a part-time employee. You can go to the Instacart app and set your own schedule, but you must work within the available schedules. This means that there will inevitably be days or portions of the day when it is more convenient for you to work, but there are no slots available. In other words, you won’t always get to work when you want.

It also means that to earn enough money to cover your expenses for the week, you’ll likely need to take shifts at other times. it may not be as convenient. If you work for the company in this capacity, you are limited to the 29 hours per week that you can work. You are not required to work that many hours, but you are not allowed to work more than that. Again, the benefits of working with the company this way are that you don’t have to worry about paying as much tax, so you end up keeping more of the money you have won.

Work as an independent contractor

As you might have guessed, working as an independent contractor is a little different. First and foremost, there are more steps added to this position and there is more responsibility because not only are you picking up orders from the store, but you are also delivering them directly to the customer. This means you will have to learn to manage your time and navigate the streets in your area. It also means that you will need to have a driver’s license and a reliable, insured and properly registered automobile.

However, there is more flexibility here as you have full control over how many runs you complete each week. This means you can work as much or as little as you want. In effect, this means you can actually make more money, despite paying more taxes at the end of the year. This is largely because you’re not limited to working just 29 hours a week. It also means that there is a chance to earn more money than those who work as store buyers. Indeed, the company sometimes offers bonuses to people who deliver orders to customers.

Is it worth it?

This isn’t always the case, but on average, those who shop in-store and then deliver the items to customers tend to make more money than those who only do the in-store part of the work. It’s kind of like the trade-off for the effort of going out in time to deliver those orders. In-store shoppers have more convenience because they don’t have to run all over town, but they also don’t have as much flexibility. You also have the opportunity to make more money if you are willing to put in the extra effort, so to speak.

How much can you actually earn?

If you’re like most people, you want to know exactly how much you can actually earn doing that particular job. It’s more than understandable. The truth is that people make vastly different amounts of money with Instacart. People who treat it like a business and hustle multiple days a week can earn up to $1,000 a week. For others, earning between $200 and $400 a week is more realistic.

If you go to the Instacart app, they will tell you that you can earn up to $25 per hour. Remember, these are the highest paid people in the biggest and most expensive cities in the country. Think New York or LA. It does not mean that the person doing this in a small town will earn $25 an hour. You would have a hard time doing that. Even if you learn to strategize in order to take the maximum available leads. It is impossible to say that you cannot earn so much per hour. However, the average that most people tend to earn is around $13 per hour.

Real income opportunities

It’s not the best, but it could be a lot worse, especially considering that many fast food jobs are still trying to get people to work for less than $10 an hour in some places. . How much can you actually earn in a week? To understand this, you have to break it down. Based on $13 an hour, you have to work 10 hours to earn $130. If you decide to go the route of a store shopper and work a maximum of 29 hours per week, you will earn $377. For most people, that’s about as realistic as it gets. If you’re looking to bring in around $200 more per week, this can be a good option. However, if you want more than that, do it full time and treat it like a business. Otherwise, you risk spinning your wheels.

Can you do more?

Some people who live in particularly busy neighborhoods where there is plenty of work. These particular people would earn just over $40 an hour for their efforts. How exactly do they achieve this? Again, it all comes down to treating it like a business. They usually buy and deliver orders and their delivery area boils down to an art form.

They know exactly where they are going, so they plan everything strategically in advance. This is to spend the least amount of time and gas delivering orders. This allows them to deliver multiple orders at the same time in the most efficient way possible. Moreover, it increases their chances of earning more money per hour. Many of these people also receive tips, of which they keep 100%. It’s worth noting that Instacart pays weekly, which many other companies don’t. In fact, you get paid via Swipe every Wednesday. For people who can’t use that particular app for one reason or another or don’t have a bank account, Instacart will send a check.

In conclusion

In short, you can earn a respectable amount of money working for the company. It all depends on how much effort you want to put into it. If all you’re looking for is a few extra bucks to spend money on each week, do it. However, you can also turn it into something really lucrative instead of working for someone else. Or, you can use it as a second job that helps pay the bills and support your family. If you’re willing to put in the time and effort to make it work, it will work.

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